Tax benefits for your company with the INAIL OT23 model and an AED

If you’re an entrepreneur or a company safety manager, you may have already heard about the INAIL OT23 model, a tool that can help you reduce your company’s insurance premium. But how exactly does it work, and how can you get the most out of this opportunity by adopting an automated external defibrillator (AED)?

What is the INAIL OT23 model?

The OT23 model is a procedure promoted by INAIL (National Institute for Insurance against Accidents at Work) that allows companies to obtain a reduction in their annual insurance premium if they adopt measures to improve safety and prevention in the workplace. Companies can fill out this form indicating the measures taken to reduce risks and increase staff safety. These measures include the purchase and installation of an AED defibrillator.

Why adopt a defibrillator (AED) in the company?

Every year, thousands of people are affected by cardiac arrest, even in work environments. In 2021, it is estimated that about 70 workers per week suffered a cardiac arrest during working hours. Equipping the company with an AED defibrillator, an easy-to-use life-saving device, is a choice that can make the difference between life and death in emergency situations.

But the benefits of installing an AED are not limited to worker safety: the purchase of these devices is also incentivized at a fiscal level through the OT23 model, offering concrete economic advantages to companies.

The economic advantage: how to obtain a deduction of up to 28% on INAIL premiums

Thanks to the OT23 model, INAIL allows for a reduction of up to 28% on the annual insurance premium. This benefit is reserved for companies that demonstrate they have adopted concrete measures to improve health and safety in the workplace, such as purchasing an AED defibrillator and training staff through BLSD (Basic Life Support and Defibrillation) courses.

The measure incentivizes companies to invest in life-saving devices, guaranteeing significant savings on insurance costs. More precisely, it is possible to obtain up to 40 points out of 100 in the OT23 model evaluation system thanks to the installation of an AED and related training courses, a substantial contribution that can help the company reduce the INAIL premium.

INAIL reduction based on the number of employees

The percentage of INAIL premium reduction varies depending on the company size, calculated based on the number of employees:

• Up to 10 workers: reduction up to 28%
• From 11 to 50 workers: reduction up to 18%
• From 51 to 200 workers: reduction up to 10%
• Over 200 workers: reduction up to 5%

This system rewards small businesses with a higher percentage of reduction, but larger companies can also benefit from these incentives.

How to proceed to obtain the tax advantage on AEDs?

To obtain the INAIL premium reduction, the company must fill out the OT23 model. It is necessary to specify the measures adopted, such as the purchase of the AED defibrillator and staff training on BLSD courses, in the section “Interventions for prevention and protection of health and safety in the workplace adopted by companies”. Thanks to these measures, points are accumulated that determine the reduction of the INAIL premium.

Why invest in safety with the AED?

Equipping the company with a defibrillator not only complies with safety regulations but demonstrates a concrete commitment to the protection and well-being of workers. In case of a cardiac emergency, an AED can be used even by non-medical personnel, allowing for quick action while waiting for emergency services.

Furthermore, investing in safety reduces long-term company costs, preventing serious accidents and optimizing risk management.

How to get assistance for purchasing an AED and completing the OT23 form

If you wish to discover all the details on how to complete the OT23 form and obtain the INAIL premium reduction, or if you need further information on AED defibrillators, you can consult the official INAIL website. We are at your disposal to help you choose the most suitable AED for your company and provide you with all the necessary information on BLSD training courses.

Don’t wait: protect your workers and save money!

Adopting an AED defibrillator is a simple, but essential step to ensure the safety of your employees. And now, thanks to the INAIL OT23 form, you can also save on insurance premiums.

Contact us today to discover all the features of our defibrillators.